Compliance Team
Angels Den

Dear User,

You may have heard about the new General Data Protection Regulation (“GDPR”), that comes into effect May 25, 2018.

We would like to ensure you that your personal data is safe with us. Please read the details regarding the processing of your personal data and if you agree with the processing as described below, please click the ‘I agree’ button.

Please be informed that you can withdraw this consent at any time.

1) What data are we talking about?

We are disclosing details regarding the processing of personal data that is collected within our calls and in connection with your use of Angels Den’s platform, Websites and other functionalities of Angels Den, including those saved in cookies files.

2) Who will be the controller of your data?

Angels Den Funding Limited (hereinafter referred to as AD) will be the controller of your data (Angels Den means all entities from the Angels Den capital group, which includes Angels Den Funding Limited with its registered office in London and all entities related to it and dependent on it) and only our Trusted Partners.

3) Why do we want to process your data?

We process this data for the purposes described in our Privacy Policy, including:
- compliance with any legal requirements and obligations,
- ensuring that content from our Website is presented in the most effective manner for you,
- marketing purposes,
- providing you with our services (including the completion and support of immediate activity required to provide you with information and deliver products and/or services that you request and to deliver any contracts entered into with you), or
- as otherwise explained in this privacy policy or by any communication by us.
Where you have explicitly consented to be contacted for such purposes, we use your personal data to provide information on our new and existing products and services.

4) To whom can we transfer data?

In accordance with applicable law, we may transfer your data to entities processing it at our request, e.g. marketing agencies, subcontractors of our services and entities authorized to obtain data under applicable law, e.g. courts or law enforcement agencies - of course only if they submit a request based on an applicable legal basis. Furthermore, we will transfer your data to Trusted Partners outside the European Union – to the USA – under the EU-U.S. Privacy Shield Framework.

5) What are your rights to your data?

You have the right to request access to, correct, delete your personal data. You can also withdraw consent to processing of personal data, raise objections and use other rights granted under GDPR (i.e. right to data portability).

6) Use of cookies

We use cookies to give you the best experience on our Website. This means that we have placed cookies on your device. If you continue without changing your cookie settings, we assume that you consent to our use of cookies on this device. You can change your cookie settings at any time but if you do, you may lose some functionality on our Website. More information can be found in our Privacy Policy.

In connection with the above, I agree to the processing of my personal data by Angels Den and its Trusted Partners. I confirm that I understand that my personal data is being collected as part of my phone calls, use of AD’s online platform, Websites, and other functionalities of AD, including the data saved in cookie files. I also consent to profiling in order to allow Angels Den and its Trusted Partners the provision of better services (including for analytical purposes). Your data will only be processed on a valid lawful basis in accordance with applicable data protection laws. The processing of your personal data for marketing purposes (including statistical analysis) by AD is based on the firm's legitimate interest. The processing for marketing purposes by our Trusted Partners is only possible if we receive your freely given consent. We will also process your personal data to fulfil our contractual obligations to you as contained in AD’s Terms and Conditions of the use of our Website and services. Therefore, this data will be processed on another lawful basis – ‘contract’. We will also process your data to comply with our legal obligations for our Service (such as anti money laundering and know your customer requirements), which is also a valid lawful basis in accordance with applicable data protection laws.

Expressing this consent is voluntary and you can withdraw at any time.

If you have any doubts or questions about the use of your personal data, please do not hesitate to contact me via email. I’m happy to assist.

Compliance Team
Angels Den
cl@angelsden.com

CTRLEND

A rule-based platform revolutionizing lending operations. Prevents risks, automates processes, and enables global transactions.

£ 0
24 Days left

0% of minimum goal raised

Seeking
Lead investor:

Minimum Target

£ 500,000

Minimum investment amount

£ 500,000

Maximum Target

£ 750,000

Maximum investment amount

£ 750,000

Investment Opportunity

Ctrlend is revolutionizing the lending industry with our AI-driven platform that prevents risks, streamlines operations, and enables real-time global transactions. We address critical challenges: 94% of financial institutions report losses due to failed risk management, and manual reconciliation consumes up to 65% of a finance team's time. Our solution enforces contract terms in real-time, automates processes, and ensures continuous regulatory compliance. With over £700M in transactions processed in the last two years and strategic partnerships established, Ctrlend is poised to be a part of the £14.7 billion lending software market projected by 2027.

THE IDEA
Products & Services

CtrLend is a rule-based lending-as-a-service platform that transforms lending operations
through:

1. Real-time Contract Enforcement: Automated enforcement of contract terms, preventing
risks before they occur.

2. Automated Purchase Batching: Streamlines asset purchasing, reducing manual
oversight.

3. Streamlined Onboarding: Efficient client integration, reducing setup time and costs.

4. Global Accounts & Cross-Border Payments: Enables instant, multi-currency
transactions, facilitating global lending.

5. Proactive Risk Prevention: Continuous monitoring and intervention to prevent contract
violations and financial risks.

Problem Solved

CtrLend addresses critical challenges in the lending industry:

1. Reactive Risk Management: 94% of financial institutions report losses due to failed risk
management. CtrLend prevents risks proactively through real-time contract enforcement.

2. Operational Inefficiencies: Manual reconciliation consumes up to 65% of a finance team's
time. Our automated processes significantly reduce this overhead.

3. Global Transaction Hurdles: Cross-border payments typically take 3-5 days to settle. CtrLend
enables instant, multi-currency transactions.

4. Compliance Challenges: Financial institutions spend an average of £10,000 per employee on
regulatory compliance.

Revenue Model

CtrLend's revenue model includes:

SaaS Fees: £35,000/year per customer
Performance - Based Fee: 0.8% based on KPI criteria
Origination Fee: 2% on ~50% of cases
Transaction Fees: Percentage on each transaction

This aligns our success with clients' growth. As their transactions and portfolios expand, our revenue grows.

Key Metrics:

Minimum Annual Revenue per Customer: £35,000
Break-even: Month 13
Potential Revenue: £8.13M for a £300M portfolio
Projected Gross Margin: 60.53% in Year 3

Our scalable model ensures predictable recurring revenue and significant upside as lending volumes increase.

The Idea

Products & Services

CtrLend is a rule-based lending-as-a-service platform that transforms lending operations
through:

1. Real-time Contract Enforcement: Automated enforcement of contract terms, preventing
risks before they occur.

2. Automated Purchase Batching: Streamlines asset purchasing, reducing manual
oversight.

3. Streamlined Onboarding: Efficient client integration, reducing setup time and costs.

4. Global Accounts & Cross-Border Payments: Enables instant, multi-currency
transactions, facilitating global lending.

5. Proactive Risk Prevention: Continuous monitoring and intervention to prevent contract
violations and financial risks.

Problem Solved

CtrLend addresses critical challenges in the lending industry:

1. Reactive Risk Management: 94% of financial institutions report losses due to failed risk
management. CtrLend prevents risks proactively through real-time contract enforcement.

2. Operational Inefficiencies: Manual reconciliation consumes up to 65% of a finance team's
time. Our automated processes significantly reduce this overhead.

3. Global Transaction Hurdles: Cross-border payments typically take 3-5 days to settle. CtrLend
enables instant, multi-currency transactions.

4. Compliance Challenges: Financial institutions spend an average of £10,000 per employee on
regulatory compliance.

Revenue Model

CtrLend's revenue model includes:

SaaS Fees: £35,000/year per customer
Performance - Based Fee: 0.8% based on KPI criteria
Origination Fee: 2% on ~50% of cases
Transaction Fees: Percentage on each transaction

This aligns our success with clients' growth. As their transactions and portfolios expand, our revenue grows.

Key Metrics:

Minimum Annual Revenue per Customer: £35,000
Break-even: Month 13
Potential Revenue: £8.13M for a £300M portfolio
Projected Gross Margin: 60.53% in Year 3

Our scalable model ensures predictable recurring revenue and significant upside as lending volumes increase.

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Website

www.ctrlend.com

Location

LONDON